Terms and Conditions

Effective Date: 16 Nov 2024

Welcome to Exelza! These Terms and Conditions (“Terms”) govern your use of our website, **exelza.com** (“Site”), and the services we offer, including access to US Market data and related information. By accessing or using our Site and services, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By using this Site, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must discontinue use of our Site and services.

2. Modifications to Terms

We reserve the right to modify these Terms at any time. Any updates will be posted on this page, and continued use of our Site after changes signifies acceptance of the revised Terms. Please review this page periodically for updates.

3. Services Overview

Exelza provides access to US Market data and related analytical information. Our services are intended for informational purposes only and are not to be considered as financial or investment advice. You should seek independent professional advice before making investment decisions.

4. Account Registration and Security

To access certain features or services, you may be required to create an account. By creating an account, you agree to:

• Provide accurate and up-to-date information.
• Keep your account information secure and confidential.
• Notify us immediately of any unauthorized use of your account.

Exelza will not be liable for any loss or damage arising from your failure to protect your account information.

5. Subscriptions and Payments

We offer various subscription plans with recurring payments. By purchasing a subscription, you agree to:

• Pay all applicable fees on time.
• Provide a valid payment method.
• Authorize us to charge your payment method on a recurring basis according to the subscription terms.

Failure to complete payments may result in suspension or termination of your access to the Site and services.

Refund Policy

Refunds are issued at our discretion and are subject to our Refund Policy. Contact customer support for questions regarding refunds.

6. User Responsibilities

By using our Site, you agree not to:

• Violate any applicable law or regulation.
• Engage in any fraudulent or deceptive activities.
• Disrupt the functionality of the Site or any related services.
• Reproduce, duplicate, sell, or exploit any part of the Site or services without our express written permission.

7. Intellectual Property

All content, data, and materials provided on the Site, including text, graphics, logos, and software, are owned by or licensed to Exelza and are protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content on the Site without our express written consent.

8. Data Accuracy and Limitation of Liability

We strive to provide accurate and up-to-date data. However, we make no warranties regarding the completeness, accuracy, or reliability of the information available on our Site.

Limitation of Liability

Exelza shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our Site or services, including but not limited to financial losses, lost profits, or data losses, even if we have been advised of the possibility of such damages.

9. Third-Party Links and Services

Our Site may contain links to third-party websites or services that are not owned or controlled by Exelza. We are not responsible for the content, privacy policies, or practices of any third-party websites. Accessing third-party services is at your own risk.

10. Termination of Services

We reserve the right to suspend or terminate your access to our Site and services at any time, for any reason, including, but not limited to, violation of these Terms or any applicable law. Upon termination, your right to use the Site will immediately cease, and any remaining subscription fees will not be refunded.

11. Indemnification

You agree to indemnify and hold harmless Exelza, its affiliates, officers, agents, and employees from any claim, demand, damages, or losses, including reasonable attorney fees, arising out of your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

12. Governing Law and Dispute Resolution

These Terms and any disputes related to your use of the Site will be governed by the laws of [Your Country/State], without regard to its conflict of law provisions.

Dispute Resolution

In the event of any dispute, you agree to first attempt to resolve it informally by contacting us. If the dispute cannot be resolved informally, it will be settled through binding arbitration in [Your Location], as permitted by applicable law.

13. Entire Agreement

These Terms constitute the entire agreement between you and Exelza regarding your use of the Site and services and supersede any prior agreements or understandings.

14. Contact Us

If you have any questions about these Terms, please contact us at:

• Email: info@exelza.com

End of Terms and Conditions

Disclaimer

Effective Date: 16 Nov 2024

Welcome to Exelza! This Disclaimer outlines the limitations of liability and the nature of the information provided on our website, **exelza.com** (“Site”). By using our Site, you acknowledge and agree to the following terms.

1. No Financial or Investment Advice

The information provided on Exelza, including US Market data, analytics, and any related content, is for informational purposes only. Exelza does not offer financial, investment, or legal advice. The information on our Site should not be considered as a recommendation or endorsement to buy, sell, or hold any security or financial product.

Consult a Professional: You are encouraged to consult with qualified financial advisors or other professionals before making any investment decisions. Exelza will not be liable for any losses or damages arising from reliance on information available on our Site.

2. Accuracy and Completeness of Information

We strive to ensure that the data and information provided on our Site are accurate and up-to-date. However, we make no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of any information on Exelza.

Use at Your Own Risk: The data and insights provided are based on sources believed to be reliable but are not guaranteed. You assume full responsibility and risk for your use of the information on our Site.

3. No Warranties

The Site and its contents are provided “as is” and “as available” without any warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Exelza does not warrant that:

• The Site will be available at all times, or without interruption.
• Any defects or errors will be corrected.
• The Site or its servers are free of viruses or harmful components.

4. Limitation of Liability

Under no circumstances will Exelza, its affiliates, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to lost profits, data loss, or other damages arising out of or related to your use or inability to use the Site or any linked websites, even if Exelza has been advised of the possibility of such damages.

This limitation of liability applies to the fullest extent permitted by law in the applicable jurisdiction.

5. External Links Disclaimer

Our Site may contain links to third-party websites or services that are not owned or controlled by Exelza. Exelza has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Accessing third-party websites is at your own risk.

6. Past Performance is Not Indicative of Future Results

Any past performance data or historical trends provided on our Site should not be construed as indicative of future results. The stock market and other financial markets are volatile and unpredictable. Exelza does not guarantee any specific results or outcomes from the use of our data or services.

7. Not Suitable for All Investors

The information and services provided on Exelza may not be suitable for all investors. US Market data and related stock analytics are complex and may require a deep understanding of financial markets. You should carefully consider your financial goals, experience, and risk tolerance before using our services.

8. Updates to This Disclaimer

Exelza reserves the right to modify this Disclaimer at any time without prior notice. Any updates will be posted on this page, and your continued use of the Site signifies acceptance of the updated terms. Please check this page periodically for changes.

9. Contact Us

If you have any questions or concerns regarding this Disclaimer, please contact us at:

• Email:info@exelza.com

End of Disclaimer

Refund Policy

Effective Date: 16 Nov 2024

At Exelza, we strive to provide the highest quality of US Market data and analytics to our customers. This Refund Policy outlines the terms and conditions under which refunds may be issued. By purchasing a subscription or service from our website, **exelza.com** (“Site”), you agree to the terms stated below.

1. General Refund Eligibility

Due to the nature of our digital data services, we generally do not offer refunds once data has been accessed or downloaded. However, we understand that issues may arise, and we will consider refund requests in the following situations:

• Technical Issues: If you experience a technical problem that prevents access to our data or services and our support team is unable to resolve it, you may be eligible for a partial or full refund.
• Billing Errors: If you are charged incorrectly, we will rectify the issue and provide a refund for any overcharges.

2. Subscription Plans

Exelza offers recurring subscription plans that provide ongoing access to our data and services. By subscribing, you agree to the following conditions:

• Monthly and Annual Subscriptions: Refunds are not issued for partially used subscription periods (e.g., if you cancel mid-month or mid-year).
• Renewal Policy: All subscriptions renew automatically at the end of each billing cycle. To avoid future charges, cancel your subscription before the renewal date. We do not offer refunds for renewals once a billing cycle has started.

3. Trial Period

We may offer trial periods for certain subscription plans. Trials provide limited-time access to our data and services to help you evaluate our offerings:

• Free Trials: If a free trial is available, you will not be charged during the trial period. However, your subscription will automatically convert to a paid plan at the end of the trial unless canceled.
• Trial Cancellations: You must cancel before the end of the trial period to avoid charges. Refunds are not issued for trials that transition into paid subscriptions.

4. Refund Process

To request a refund, please contact our support team at [Your Email Address] with the following information:

• Your full name and account email address.
• A description of the issue and why you believe a refund is warranted.
• Any relevant documentation (e.g., transaction receipts, screenshots).

Our team will review your request and respond within [Number of Days, e.g., 5-10 business days]. If your request meets our eligibility criteria, the refund will be processed to the original payment method.

5. Chargebacks

If you initiate a chargeback with your payment provider, Exelza reserves the right to immediately suspend or terminate your access to our services. To resolve billing disputes, we encourage you to first contact us directly, as chargebacks may delay the resolution process.

6. Changes to the Refund Policy

We reserve the right to modify this Refund Policy at any time. Any changes will be posted on this page, and the effective date at the top will be updated accordingly. By continuing to use our services after any modifications, you accept the revised policy.

7. Contact Us

For questions or concerns about this Refund Policy, please reach out to us at:

• Email: info@exelza.com

End of Refund Policy

Cookie Policy

Effective Date: 16 Nov. 2024

At Exelza, we value your privacy and are committed to being transparent about our use of cookies and similar technologies on our website, **exelza.com** (“Site”). This Cookie Policy explains what cookies are, the types of cookies we use, how we use them, and your rights to control them.

1. What are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. Cookies are widely used to make websites work more efficiently, remember user preferences, and provide data to website owners about how users interact with their site. Cookies can be “session cookies,” which expire when you close your browser, or “persistent cookies,” which remain on your device until deleted.

2. Types of Cookies We Use

Exelza uses the following types of cookies:

• Essential Cookies: These cookies are necessary for the website to function correctly. They enable core functionalities like secure logins and account management. Without these cookies, certain features of the Site may not work.
• Performance and Analytics Cookies: These cookies help us understand how visitors use our Site, such as which pages are most popular, and how users navigate through the Site. This information helps us improve our website's functionality and user experience.
• Functionality Cookies: These cookies allow us to remember choices you make on the Site, such as your language preferences. They enhance the personalization of your experience and ensure consistency across visits.
• Advertising and Targeting Cookies: Exelza may use cookies to deliver relevant advertisements to users. These cookies track your browsing habits and display ads based on your interests. These cookies may also help limit the number of times you see an ad and measure the effectiveness of ad campaigns.

3. How We Use Cookies

We use cookies to:

• Improve the functionality of our Site.
• Provide a secure browsing experience.
• Measure and analyze Site performance.
• Customize your user experience by remembering preferences.
• Display personalized ads based on browsing history (with your consent).

4. Third-Party Cookies

In addition to our own cookies, we may also use third-party cookies from service providers, including analytics providers (e.g., Google Analytics) and advertising networks. These cookies help us analyze Site usage, improve our services, and provide targeted advertisements.

Third-party cookies are governed by the privacy policies of the respective providers. We encourage you to review the privacy policies of these providers to understand their data practices.

5. Your Choices Regarding Cookies

You have the right to decide whether to accept or reject cookies. Most web browsers are set to accept cookies by default, but you can change your browser settings to block cookies or alert you when cookies are being sent. Please note that disabling certain cookies may affect the functionality of the Site.

Managing Cookies on Your Browser

For more information on how to control cookies through your browser settings, please refer to the support page of your browser:

• Google Chrome
• Mozilla Firefox
• Microsoft Edge
• Safari

Opt-Out Options for Analytics and Advertising Cookies

To opt out of analytics tracking, you can use tools like:

• Google Analytics Opt-Out Browser Add-on

You may also use industry-wide opt-out tools for targeted advertising:

• Network Advertising Initiative
• Digital Advertising Alliance

6. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our practices regarding cookies. Any changes will be posted on this page with an updated effective date. We encourage you to review this page periodically to stay informed about our use of cookies.

7. Contact Us

If you have any questions about this Cookie Policy or our use of cookies, please contact us at:

• Email:info@exelza.com

End of Cookie Policy

Accessibility Statement

Effective Date: 16 Nov 2024

At Exelza, we are committed to making our website, **exelza.com** ("Site"), accessible and inclusive for all users, including individuals with disabilities. We are continually improving our user experience to ensure our Site meets or exceeds accessibility standards.

1. Our Commitment

We strive to provide an accessible website that allows all visitors to successfully navigate, understand, and interact with our content. Our efforts aim to adhere to widely recognized standards, such as the Web Content Accessibility Guidelines (WCAG) 2.1, set forth by the World Wide Web Consortium (W3C).

2. Accessibility Features

To enhance accessibility on Exelza, we implement the following features:

• Keyboard Navigation: Users can navigate our Site and interact with major features using only a keyboard.
• Alternative Text: We provide alternative text for meaningful images to describe visual content to screen reader users.
• Consistent Structure: Our Site maintains a consistent layout and headings structure to improve readability and usability.
• Contrast Ratios: We aim for text and background color combinations that meet WCAG standards for contrast, ensuring readability for users with visual impairments.
• Scalable Text: Users can adjust text size using browser settings or assistive technologies without losing content or functionality.

3. Ongoing Efforts

We understand that maintaining an accessible website is an ongoing process. Our team is continuously working to improve and test our Site’s accessibility. We conduct regular assessments, user feedback reviews, and updates to enhance accessibility as web standards evolve.

4. Accessibility Limitations

While we strive to ensure accessibility in every aspect of our Site, some content may not yet be fully accessible due to technical challenges or content from third-party providers. We are actively working to resolve such issues and are committed to continuous improvement.

5. Feedback and Assistance

Your experience is important to us. If you encounter any accessibility barriers on our Site or have suggestions for improvements, please let us know. We are committed to responding to accessibility issues in a timely manner.

Contact Information:

• Email: info@exelza.com

Please include details about the issue, such as the page where it occurred and the assistive technology you were using (if applicable). Our team will work with you to provide the information you need and enhance our Site’s accessibility.

6. Third-Party Content

Some sections of our Site may contain third-party content or features (e.g., embedded videos, external links). While we cannot control the accessibility of these third-party resources, we are committed to promoting accessible solutions and alternatives wherever possible.

7. Ongoing Commitment

Exelza is dedicated to ensuring an inclusive digital experience for all users. We appreciate your patience and understanding as we work to improve accessibility on our Site.

End of Accessibility Statement

Copyright Notice

Effective Date: 16 Nov. 2024

All content on this website, **exelza.com** (“Site”), including but not limited to text, images, graphics, logos, icons, videos, software, and other materials, is the property of Exelza or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

1. Ownership of Content

The content provided on this Site, including all intellectual property rights, is owned by or licensed to Exelza. Unauthorized reproduction, distribution, modification, display, or use of any content on this Site without the express written permission of Exelza is strictly prohibited and may violate copyright, trademark, and other laws.

2. Permitted Use

Visitors are permitted to view, download, and print content from this Site for personal, non-commercial use only, provided that they do not remove or modify any copyright or other proprietary notices. Any other use of the content, including for commercial purposes, requires the express written permission of Exelza.

3. Copyright Infringement

Exelza respects the intellectual property rights of others and expects users to do the same. If you believe that any content on our Site infringes upon your copyright or other intellectual property rights, please contact us with the following information:

• Your name and contact information.
• A description of the copyrighted work that you claim has been infringed.
• A description of where the infringing material is located on our Site.
• A statement that you believe in good faith that the disputed use is not authorized by the copyright owner, its agent, or the law.
• A statement that the information you have provided is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Please send copyright infringement claims to:

• Email: info@exelza.com

4. Third-Party Content

Some content on this Site may belong to third parties and is used with permission. Unauthorized use of third-party content may violate the copyright of the third-party owner. Exelza is not responsible for any third-party content, and use of such content is subject to the terms and conditions set by the third-party owner.

5. Changes to this Copyright Notice

We reserve the right to update or modify this Copyright Notice at any time. Any changes will be posted on this page with an updated effective date. We encourage you to review this page periodically to stay informed about our copyright practices.

6. Contact Us

If you have any questions regarding this Copyright Notice, please contact us at:

• Email:info@exelza.com

End of Copyright Notice